How Much Does Bankruptcy Cost in Maryland?
In Maryland, bankruptcy has two cost pieces. The court filing fee is $338 for Chapter 7 and $313 for Chapter 13. On top of that are attorney fees, which vary with the complexity of your case. Middleton Legal offers payment plans, so the cost is not one lump sum, and the consultation is always free. For many people the real question is not the price of filing, it is the cost of not filing, the garnished wages, the mounting interest, and the stress. We tell you the full picture up front, with no surprises.
The Court Filing Fee
This is what the court charges to open your case. It is $338 for Chapter 7 and $313 for Chapter 13 in Maryland. In some Chapter 7 cases the fee can be paid in installments or, in limited situations based on income, waived. We tell you which applies to you.
Attorney Fees
Attorney fees depend on your situation, whether it is a straightforward Chapter 7 or a Chapter 13 repayment plan, and how complex your debts and assets are. What matters is that you know the number before you commit, and that you are not asked for it all at once. We offer payment plans and walk you through exactly what your case would cost at the free consultation.
The Two Required Courses
Bankruptcy requires a credit counseling course before filing and a financial management course after. These are low cost and we point you to approved providers. We mention them so nothing about the cost is a surprise.
What It Costs to Wait
It is worth weighing the filing cost against what the debt is costing you now. A garnishment can take up to 25 percent of your paycheck. Interest and late fees keep compounding. For a lot of clients, the cost of filing is small next to what they were losing every month.
Want to Know What Your Case Would Cost?
The consultation is free. We give you the full number up front, filing fee and attorney fees, and lay out a payment plan that works. Call 240-896-3253.
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