Effective Date: 21 January 2026

 

Welcome to www.emergencybankruptcyhelp.com (“Website”), owned and operated by Emergency Bankruptcy Help (“we,” “us,” or “our”).

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By accessing, purchasing, or using this Website and its digital products, you agree to be bound by these Terms & Conditions. If you do not agree, do not use this Website or purchase our products.

 

1. Educational Purpose Only — No Legal Advice

All content provided through Emergency Bankruptcy Help, including ebooks, videos, emails, downloads, and website materials, is for educational and informational purposes only.

• We do not provide legal advice

• We do not provide financial advice

• No attorney-client relationship is created

• Bankruptcy laws vary by state and individual circumstances

 

You are responsible for consulting a licensed attorney or qualified professional regarding your specific legal situation.

 

2. Eligibility

You must be at least 18 years old to use this Website or purchase any digital products.

By using this Website, you represent that you meet this requirement.

 

3. Digital Products & Access

Upon successful payment, you will receive access to digital educational materials.

You acknowledge and agree that:

• All sales are for digital content

• Access is delivered electronically

• You are responsible for ensuring compatibility with your device and internet connection

 

We do not guarantee uninterrupted access due to factors outside our control.

 

4. Payments & Pricing

All prices are listed in U.S. dollars unless otherwise stated.

By completing a purchase, you authorize us and our payment processor to charge your selected payment method for the total amount displayed at checkout.

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We reserve the right to:

• Change pricing at any time

• Modify or discontinue products without notice (existing purchases will be honored)

 

5. Refund Policy

Due to the digital nature of our products and immediate access upon purchase, all sales are final unless otherwise stated on the Website.

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Refunds, if offered, are granted at our sole discretion.

We strongly encourage you to review product descriptions carefully before purchasing.

 

6. No Guarantees or Results Promises

We make no guarantees regarding outcomes, eligibility for bankruptcy, discharge of debts, timelines, or legal results.

Any examples, explanations, or scenarios provided are for educational illustration only and should not be interpreted as promises or assurances.

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Your results depend on many factors beyond our control.

 

7. Intellectual Property Rights

All content on this Website and within our digital products is owned by or licensed to Emergency Bankruptcy Help and is protected by copyright and intellectual property laws.

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You may not:

• Copy, reproduce, distribute, sell, or share content

• Record, republish, or modify materials

• Use content for commercial purposes without written permission

 

This product is licensed for individual personal use only.

 

8. Prohibited Use

You agree not to:

• Use the Website for unlawful purposes

• Attempt to gain unauthorized access to systems or content

• Share login credentials or purchased materials

• Misrepresent your identity or intentions

• Use the Website in a way that violates any applicable laws or regulations

 

Violation may result in immediate termination of access without refund.

 

9. Third-Party Services & Links

The Website may include links to third-party websites or services.

We are not responsible for:

• Content or policies of third-party sites

• Actions, services, or representations of third parties

 

Use of third-party services is at your own risk.

 

10. Limitation of Liability

To the fullest extent permitted by law, Emergency Bankruptcy Help shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

• Use of or inability to use the Website

• Reliance on educational content

• Errors, omissions, or delays

• Financial or legal outcomes

 

Your use of this Website is at your own risk.

 

11. Indemnification

You agree to indemnify and hold harmless Emergency Bankruptcy Help from any claims, damages, losses, or expenses arising from:

• Your use of the Website

• Your violation of these Terms

• Your reliance on educational content as legal advice

 

12. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to conflict of law principles.

 

13. Modifications to Terms

We reserve the right to update or modify these Terms & Conditions at any time.

Changes will be effective immediately upon posting on the Website. Continued use constitutes acceptance of the updated terms.

 

14. Contact Information

If you have questions about these Terms & Conditions, contact:

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Emergency Bankruptcy Help
Email: middletonlegal@gmail.com
Website: www.emergencybankruptcyhelp.com